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​Best-in-class personal and business insurance solutions customized for CPAs, their families and firms.

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Qualified Impairment Insurance
A form of substandard or special class insurance which restricts benefits for the insured person's particular condition.

Qualified Retirement Plan
A retirement plan started by a business organization which meets certain federal requirements. Money paid by employees of an organization toward such a plan is not taxable as income to the employee and is tax deductible for the employer.

This information should not be construed as legal advice or a legal opinion on any factual situation. This summary is for illustrative purposes and is not a contract. It is intended to provide a general overview, at the time first posted, of the topics described. Only the insurance policy can give actual terms, conditions and exclusions.