What would happen to your business if you suffered an accident or illness? Would you be able to pay your employees or would you have to dip into your savings or child’s college fund to keep your business running?
If you become disabled and unable to work, Business Overhead Expense (BOE) Insurance can help:
- Cover day-to-day fixed operating expenses.
- Provide for your employees.
- Protect your personal finances.
- Keep the business you built.
The AICPA BOE Plan is offered exclusively to AICPA members and is issued by The Prudential Insurance Company of America (Prudential). The Plan pays benefits directly to you so you can:
- Pay your business expenses (such as employee salaries, rent, utilities and business insurance premiums) while you are disabled.
- Receive benefits within 30 days after you become disabled.
- Provide your survivors with a single lump sum equal to three times your monthly benefit amount if you die while receiving benefits.
BOE insurance helps ensure that you won’t have to deplete your personal long-term disability (LTD) benefits or savings to keep your business running. Review how the AICPA Long Term Disability Income Plan differs from the BOE Plan below.
At this time the BOE Insurance Plan is not available in Alaska, Colorado, Montana, New Hampshire or in U.S. territories.
To view benefit details, click on the title to read the full description.
Coverage Amounts Available
North Carolina Residents: THIS IS NOT A MEDICARE SUPPLEMENT PLAN. If you are eligible for Medicare, review the Guide to Health Insurance for People with Medicare, which is available from the company. This policy provides disability income insurance only. It does NOT provide basic hospital, basic medical or major medical insurance as defined by the New York Department of Financial Services.
The AICPA Business Overhead Expense Insurance is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. The Booklet-Certificate contains all details, including any policy exclusions, limitations and restrictions, which may apply. Contract Series: 83500 COA #1179, NAIC #68241.
This site may contain marketing language, on products issued by The Prudential Insurance Company of America, that have not yet been approved in all states.
Prudential Financial, Inc. of the United States is not affiliated with Prudential plc., which is headquartered in the United Kingdom.