AICPA Insurance Programs

As a decision-maker for your firm, you can feel confident that CPA EmployerGard can help insure you and your management team.

CPA EmployerGard offers you broad coverage against employment-related claims: not just insurance, but a wide range of services to help you understand and comply with rapidly expanding federal, state, and local employment laws.

CPA EmployerGard offers you access to resources and information that can help you defend against and reduce the risk of workplace-related lawsuits, including:

• Age, race, or gender discrimination
• Sexual harassment
• Wrongful dismissal
• Failure to accommodate the needs of the disabled
• Denial of promotion
• Invasion of privacy
• Failure to make partner
• Third party allegations

Limits of $100,000 up to $5 million aggregate are available to qualified firms for the defense, settlements, and judgments in the event of an employment-related claim.  CPA EmployerGard is custom-designed for CPA firms’ coverage needs and convenience:

• Coverage for claims brought by an employee, client, vendor or other third party.
• Automatic full prior acts coverage is available to qualified firms.
• All subsidiaries that are more than 50% owned at policy inception and disclosed on your application are covered.
• Extended claims reporting period is available.

CPA EmployerGard is also a broad risk control program to help you understand and comply with employment laws, including:

• Aon Track – Web-based human resource tool that allows you and your staff to implement "best practices," state-of-the-art training programs, and more.
   
• Legal Hotline – Access to an employment liability attorney when you need advice on employment management issues. A phone consultation of up to 30 minutes per month is available to insured firms at no additional charge.
   
• Employment practices experts at your disposal to help you understand employment law issues and how your practice can best comply.
  
  
• Newsletters, website publications, and other information to help you understand the risks, reduce exposure, and limit the chances of litigation.

One or more of the CNA companies provide the products and/or services described. The information is intended to present a general overview for illustrative purposes only. It is not intended to constitute a binding contract. Please remember that only the relevant insurance policy can provide the actual terms, coverages, amounts, conditions and exclusions for an insured. All products and services may not be available in all states and may be subject to change without notice. CNA is a service mark registered with the United States Patent and Trademark Office. Copyright © 2009 CNA. All rights reserved.

Aon Insurance Services is a division of Affinity Insurance Services, Inc.: in CA, MN & OK, (CA License #0795465) Aon Insurance Services is a division of AIS Affinity Insurance Agency, Inc.; and in NY, AIS Affinity Insurance Agency.