AICPA Insurance Programs

Professional Liability Insurance
Premier Plan
Expanded Coverage

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• ERISA Plan Fiduciaries  
• Life Insurance Agents  
• Registered Reps  

Expanded Premier Plan Coverages:

Premier Plan expanded coverages include:

• New Network Risk and Privacy Claim Endorsement - Modifies the definition of "claim" within the policy to include privacy claims and client network damage claims.
   
• Increased Defendants Reimbursement - Reimbursement of $75 per hour for wages lost due to CNA-requested court attendance in connection with a claim.
   
• Increased Regulatory Inquiry Coverage - Up to $12,500 of coverage for attorney fees and court costs of a regulatory inquiry or investigation of your firm. This coverage is not subject to the deductible and does not deplete the policy limit.
   
• New Receivers/Trustees Coverage - Coverage for Court-Appointed Receivers and Bankruptcy Trustees is now available under the policy for qualified firms.
   
• Coverage for Subpoenas - Coverage is provided for legal representation in responding to a subpoena arising out of the firm's professional services, provided the subpoena arises out of a dispute to which firm personnel are not a party and the firm has not been engaged to provide advice in connection with the dispute. The legal fees incurred do not reduce the limits of liability and are not subject to the deductible.
   
• Coverage for services as an executor, administrator, or personal representative of an estate and as a trustee of personal trusts and charitable remainder trusts.
   
• Defense Coverage for alleged discrimination in client selection.
   
• Innocent Insureds Coverage - Provides coverage to innocent principals, partners and employees in the event of fraud or misrepresentation by another principal, partner, or employee.
   

Other Coverage Options:

• New! CPA NetProtect – Provides two significant enhancements to the network risk and privacy claim coverage currently included in the AICPA Professional Liability Insurance policy, in addition to an extensive risk control program.
  
  
• Not-for-Profit Directors & Officers Supplementary Defense Coverage Option - Supplementary defense coverage is available for members of the firm in their roles as officers or directors of qualified not-for-profit entities such as church groups, sports or music organizations, community volunteer groups, or senior citizen groups. This optional coverage offers a defense limit of up to $100,000.
  
  
• Employee Dishonesty
  
  
• Bodily Injury for Exposures Arising from CPA ElderCare Services