Hospital Expense Insurance
Health insurance protection against the cost of hospital care resulting from the illness or injury of the insured person.
A form of health insurance which provides a stipulated daily, weekly, or monthly indemnity during hospital confinement. The indemnity is payable on an unallocated basis without regard to the actual expense of hospital confinement.
Hospital Medical Insurance
A term used to indicate protection which provides benefits for the cost of any or all of the numerous health care services normally covered under various health care plans.
This information should not be construed as legal advice or a legal opinion on any factual situation. This summary is for illustrative purposes and is not a contract. It is intended to provide a general overview, at the time first posted, of the topics described. Only the insurance policy can give actual terms, conditions and exclusions.