Professional services that assist clients in complying with applicable tax laws and regulations, including tax return preparation services, consulting with clients for tax planning purposes, and representing clients before the IRS or other taxing authorities.
Tax Sheltered Annuity
Annuities available for purchase by certain non-profit and public education institutions in the United States for their employees under which the money used to purchase the annuity is not taxable as income until the annuity payments begin, usually at retirement.
Third Party Administration
Administration of a group insurance plan by some person or firm other than the insurer or the policyholder.
The period of time during which a notice of claim or proof of loss must be filed.
A legal wrong committed upon the person or property of another independent of contract.
Total Disability - Disability Insurance
An illness or injury which prevents an injured person from continuously performing every duty pertaining to his or her occupation or engaging in any other type of work. (This wording varies among insurance companies.)
Travel Accident Policy
A limited contract covering only accidents while an insured person is traveling, usually on a commercial carrier.
This information should not be construed as legal advice or a legal opinion on any factual situation. This summary is for illustrative purposes and is not a contract. It is intended to provide a general overview, at the time first posted, of the topics described. Only the insurance policy can give actual terms, conditions and exclusions.