CPA Life Insurance Plan
Rates



The CPA Life Insurance Plan offers up to $2.5 million of coverage for most ages. Optional features include dependent child coverage and AD&D.

There are three different rate classes—Standard, Select and Preferred. If you apply for coverage before you turn age 45 you will pay the Standard rates throughout the duration of your coverage unless you choose to apply for Select Status rates at age 45, or Preferred rates at age 50. All new applicants age 45+ will receive select or preferred rates upon approval of coverage. There is no risk to apply—if you are a current participant and not approved for either Select or Preferred Status, they you will continue to pay your current rate.

Make sure you are getting the most of your membership and getting the best rate available. Click here to view our new video which will help guide you through the different rating classes, ways to decrease your cost of insurance and more.

View the life insurance coverage amounts and rates available for each age group.



You can request Accidental Death and Dismemberment (AD&D) coverage that doubles your benefit amount if you die by accident. Click here for more information on AD&D.

Gross Premium Contributions are before any refunds. Premiums and coverage amounts are calculated by your age as of October 1st of the current plan year

View the life insurance coverage amounts and rates available for each age group.



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