CPA Life Insurance Plan
Rates
| Under Age 30 |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$100.00 |
$60.00 |
$80.00 |
$40.00 |
| BB |
$1,500,000 |
$75.00 |
$45.00 |
$60.00 |
$30.00 |
| BC |
$1,000,000 |
$50.00 |
$30.00 |
$40.00 |
$20.00 |
| BD |
$750,000 |
$37.50 |
$22.50 |
$30.00 |
$15.00 |
| BE |
$500,000 |
$25.00 |
$15.00 |
$20.00 |
$10.00 |
| BF |
$400,000 |
$20.00 |
$12.00 |
$16.00 |
$8.00 |
| BG |
$350,000 |
$17.50 |
$10.50 |
$14.00 |
$7.00 |
| BH |
$300,000 |
$15.00 |
$9.00 |
$12.00 |
$6.00 |
| BI |
$200,000 |
$10.00 |
$6.00 |
$8.00 |
$4.00 |
| BJ |
$150,000 |
$7.50 |
$4.50 |
$6.00 |
$3.00 |
| BK |
$100,000 |
$5.00 |
$3.00 |
$4.00 |
$2.00 |
| BL |
$50,000 |
$2.50 |
$1.50 |
$2.00 |
$1.00 |
|
| Ages 30-34 |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$140.00 |
$100.00 |
$120.00 |
$80.00 |
| BB |
$1,500,000 |
$105.00 |
$75.00 |
$90.00 |
$60.00 |
| BC |
$1,000,000 |
$70.00 |
$50.00 |
$60.00 |
$40.00 |
| BD |
$750,000 |
$52.50 |
$37.50 |
$45.00 |
$30.00 |
| BE |
$500,000 |
$35.00 |
$25.00 |
$30.00 |
$20.00 |
| BF |
$400,000 |
$28.00 |
$20.00 |
$24.00 |
$16.00 |
| BG |
$350,000 |
$24.50 |
$17.50 |
$21.00 |
$14.00 |
| BH |
$300,000 |
$21.00 |
$15.00 |
$18.00 |
$12.00 |
| BI |
$200,000 |
$14.00 |
$10.00 |
$12.00 |
$8.00 |
| BJ |
$150,000 |
$10.50 |
$7.50 |
$9.00 |
$6.00 |
| BK |
$100,000 |
$7.00 |
$5.00 |
$6.00 |
$4.00 |
| BL |
$50,000 |
$3.50 |
$2.50 |
$3.00 |
$2.00 |
|
| Ages 35-39 |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$160.00 |
$120.00 |
$140.00 |
$100.00 |
| BB |
$1,500,000 |
$120.00 |
$90.00 |
$105.00 |
$75.00 |
| BC |
$1,000,000 |
$80.00 |
$60.00 |
$70.00 |
$50.00 |
| BD |
$750,000 |
$60.00 |
$45.00 |
$52.50 |
$37.50 |
| BE |
$500,000 |
$40.00 |
$30.00 |
$35.00 |
$25.00 |
| BF |
$400,000 |
$32.00 |
$24.00 |
$28.00 |
$20.00 |
| BG |
$350,000 |
$28.00 |
$21.00 |
$24.50 |
$17.50 |
| BH |
$300,000 |
$24.00 |
$18.00 |
$21.00 |
$15.00 |
| BI |
$200,000 |
$16.00 |
$12.00 |
$14.00 |
$10.00 |
| BJ |
$150,000 |
$12.00 |
$9.00 |
$10.50 |
$7.50 |
| BK |
$100,000 |
$8.00 |
$6.00 |
$7.00 |
$5.00 |
| BL |
$50,000 |
$4.00 |
$3.00 |
$3.50 |
$2.50 |
|
| Ages 40-44 |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$200.00 |
$160.00 |
$180.00 |
$140.00 |
| BB |
$1,500,000 |
$150.00 |
$120.00 |
$135.00 |
$105.00 |
| BC |
$1,000,000 |
$100.00 |
$80.00 |
$90.00 |
$70.00 |
| BD |
$750,000 |
$75.00 |
$60.00 |
$67.50 |
$52.50 |
| BE |
$500,000 |
$50.00 |
$40.00 |
$45.00 |
$35.00 |
| BF |
$400,000 |
$40.00 |
$32.00 |
$36.00 |
$28.00 |
| BG |
$350,000 |
$35.00 |
$28.00 |
$31.50 |
$24.50 |
| BH |
$300,000 |
$30.00 |
$24.00 |
$27.00 |
$21.00 |
| BI |
$200,000 |
$20.00 |
$16.00 |
$18.00 |
$14.00 |
| BJ |
$150,000 |
$15.00 |
$12.00 |
$13.50 |
$10.50 |
| BK |
$100,000 |
$10.00 |
$8.00 |
$9.00 |
$7.00 |
| BL |
$50,000 |
$5.00 |
$4.00 |
$4.50 |
$3.50 |
|
| Ages 45-49** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$260.00 |
$220.00 |
$200.00 |
$160.00 |
| BB |
$1,500,000 |
$195.00 |
$165.00 |
$150.00 |
$120.00 |
| BC |
$1,000,000 |
$130.00 |
$110.00 |
$100.00 |
$80.00 |
| BD |
$750,000 |
$97.50 |
$82.50 |
$75.00 |
$60.00 |
| BE |
$500,000 |
$65.00 |
$55.00 |
$50.00 |
$40.00 |
| BF |
$400,000 |
$52.00 |
$44.00 |
$40.00 |
$32.00 |
| BG |
$350,000 |
$45.50 |
$38.50 |
$35.00 |
$28.00 |
| BH |
$300,000 |
$39.00 |
$33.00 |
$30.00 |
$24.00 |
| BI |
$200,000 |
$26.00 |
$22.00 |
$20.00 |
$16.00 |
| BJ |
$150,000 |
$19.50 |
$16.50 |
$15.00 |
$12.00 |
| BK |
$100,000 |
$13.00 |
$11.00 |
$10.00 |
$8.00 |
| BL |
$50,000 |
$6.50 |
$5.50 |
$5.00 |
$4.00 |
|
| Ages 50-54** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$2,000,000 |
$400.00 |
$360.00 |
$340.00 |
$300.00 |
| BB |
$1,500,000 |
$300.00 |
$270.00 |
$255.00 |
$225.00 |
| BC |
$1,000,000 |
$200.00 |
$180.00 |
$170.00 |
$150.00 |
| BD |
$750,000 |
$150.00 |
$135.00 |
$127.50 |
$112.50 |
| BE |
$500,000 |
$100.00 |
$90.00 |
$85.00 |
$75.00 |
| BF |
$400,000 |
$80.00 |
$72.00 |
$68.00 |
$60.00 |
| BG |
$350,000 |
$70.00 |
$63.00 |
$59.50 |
$52.50 |
| BH |
$300,000 |
$60.00 |
$54.00 |
$51.00 |
$45.00 |
| BM |
$250,000 |
$50.00 |
$45.00 |
$42.50 |
$37.50 |
| BI |
$200,000 |
$40.00 |
$36.00 |
$34.00 |
$30.00 |
| BJ |
$150,000 |
$30.00 |
$27.00 |
$25.50 |
$22.50 |
| BK |
$100,000 |
$20.00 |
$18.00 |
$17.00 |
$15.00 |
| BL |
$50,000 |
$10.00 |
$9.00 |
$8.50 |
$7.50 |
|
| Ages 55-59** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$1,500,000 |
$570.00 |
$540.00 |
$480.00 |
$450.00 |
| BB |
$1,000,000 |
$380.00 |
$360.00 |
$320.00 |
$300.00 |
| BC |
$750,000 |
$285.00 |
$270.00 |
$240.00 |
$225.00 |
| BD |
$500,000 |
$190.00 |
$180.00 |
$160.00 |
$150.00 |
| BE |
$400,000 |
$152.00 |
$144.00 |
$128.00 |
$120.00 |
| BF |
$300,000 |
$114.00 |
$108.00 |
$96.00 |
$90.00 |
| BG |
$250,000 |
$95.00 |
$90.00 |
$80.00 |
$75.00 |
| BH |
$200,000 |
$76.00 |
$72.00 |
$64.00 |
$60.00 |
| BI |
$150,000 |
$57.00 |
$54.00 |
$48.00 |
$45.00 |
| BJ |
$100,000 |
$38.00 |
$36.00 |
$32.00 |
$30.00 |
| BK |
$50,000 |
$19.00 |
$18.00 |
$16.00 |
$15.00 |
| BL |
$25,000 |
$9.50 |
$9.00 |
$8.00 |
$7.50 |
|
| Ages 60-64** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$1,500,000 |
$900.00 |
$870.00 |
$765.00 |
$735.00 |
| BB |
$1,000,000 |
$600.00 |
$580.00 |
$510.00 |
$490.00 |
| BC |
$750,000 |
$450.00 |
$435.00 |
$382.50 |
$367.50 |
| BD |
$500,000 |
$300.00 |
$290.00 |
$255.00 |
$245.00 |
| BE |
$400,000 |
$240.00 |
$232.00 |
$204.00 |
$196.00 |
| BF |
$300,000 |
$180.00 |
$174.00 |
$153.00 |
$147.00 |
| BG |
$250,000 |
$150.00 |
$145.00 |
$127.50 |
$122.50 |
| BH |
$200,000 |
$120.00 |
$116.00 |
$102.00 |
$98.00 |
| BI |
$150,000 |
$90.00 |
$87.00 |
$76.50 |
$73.50 |
| BJ |
$100,000 |
$60.00 |
$58.00 |
$51.00 |
$49.00 |
| BK |
$50,000 |
$30.00 |
$29.00 |
$25.50 |
$24.50 |
| BL |
$25,000 |
$15.00 |
$14.50 |
$12.75 |
$12.25 |
|
| Ages 65-69** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$1,000,000 |
$1050.00 |
$1020.00 |
$900.00 |
$870.00 |
| BB |
$500,000 |
$525.00 |
$510.00 |
$450.00 |
$435.00 |
| BC |
$350,000 |
$367.50 |
$357.00 |
$315.00 |
$304.50 |
| BD |
$300,000 |
$315.00 |
$306.00 |
$270.00 |
$261.00 |
| BE |
$250,000 |
$262.50 |
$255.00 |
$225.00 |
$217.50 |
| BF |
$200,000 |
$210.00 |
$204.00 |
$180.00 |
$174.00 |
| BG |
$150,000 |
$157.50 |
$153.00 |
$135.00 |
$130.50 |
| BH |
$100,000 |
$105.00 |
$102.00 |
$90.00 |
$87.00 |
| BI |
$50,000 |
$52.50 |
$51.00 |
$45.00 |
$43.50 |
| BJ |
$25,000 |
$26.25 |
$25.50 |
$22.50 |
$21.75 |
|
| Ages 70-74** |
| Schedule |
Coverage Amount |
Male With AD&D
Coverage* |
Male Without AD&D
Coverage* |
Female with AD&D
Coverage |
Female Without AD&D
Coverage |
| BA |
$500,000 |
$1050.00 |
$1035.00 |
$900.00 |
$885.00 |
| BB |
$250,000 |
$525.00 |
$517.50 |
$450.00 |
$442.50 |
| BC |
$200,000 |
$420.00 |
$414.00 |
$360.00 |
$354.00 |
| BD |
$150,000 |
$315.00 |
$310.50 |
$270.00 |
$265.50 |
| BE |
$100,000 |
$210.00 |
$207.00 |
$180.00 |
$177.00 |
| BF |
$75,000 |
$157.50 |
$155.25 |
$135.00 |
$132.75 |
| BG |
$50,000 |
$105.00 |
$103.50 |
$90.00 |
$88.50 |
| BH |
$35,000 |
$73.50 |
$72.45 |
$63.00 |
$61.95 |
| BI |
$25,000 |
$52.50 |
$51.75 |
$45.00 |
$44.25 |
| BJ |
$10,000 |
$21.00 |
$20.70 |
$18.00 |
$17.70 |
|
Age 75 and Over
At age 75: the monthly premium contribution rates per $1,000 of coverage for both males and females are the same; AD&D coverage terminates, if applicable;
and your coverage under the Plan will be reduced to 25% of the coverage amount in force immediately prior to your attainment of age 75 or $250,000,
whichever is less. Rates may change as you enter a higher age category and may be changed on a class-wide basis only.
The monthly rates per $1,000 of coverage for ages 75-79 are as follows:
| Standard Rate |
Select Status Rate |
| $5.36 |
$4.00 |
| |
|
|
Available if you are a member of both the AICPA
and a State Society of CPAs or other eligible organization. |
| |
|
Available if you are a member of the AICPA. |
| |
Available if you are a member of either a State
Society of CPAs only or other eligible organization. |
* Montana Residents only - rates are determined using male contribution rates, regardless of gender.
** Monthly Gross Premium Contributions shown here for ages 45-74 are determined using Select Status contribution rates. Standard contribution rates apply to non Select Status
participants. Call 1-800-223-7473 for more information.
Coverage under the CPA Life and Spouse Life Plans are issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102. (973) 802-6000. Plan details, limitations and exclusions are described in your certificate. Contract series 31300 and 83500.
| Insurer issued codes |
| California COA#1179 |
|
NAIC # 68241 |
| IFS-A136667 |
|
Ed 8-07 |
| |
| |
