Long Term Disability Income
Eligibility, Coverage, and Costs
Get the Peace of Mind You Deserve-
Dealing with a serious accident or disability is difficult enough without having to worry about how you will provide for your family's financial needs in the absence of an income. The AICPA Long Term Disability Income Plan, with coverage issued by The Prudential Insurance Company of America, was designed to reduce that worry - so you can concentrate on getting well. Apply Now!
Who is Eligible to Request Plan Coverage?
Any member of the AICPA or a State Society who is actively working full-time (at least 17 ½ hours per week), less than age 65 and resides in the United States, Guam, Puerto Rico or the United States Virgin Islands.
Available Coverage Amounts
Scheduled monthly benefit amounts up to $3,000 are available to AICPA or State Society Members regardless of your current earnings or other disability coverage. For AICPA Members only, if you would like higher coverage amounts, you may apply for monthly benefit amounts ranging from $3,500 to $10,000, based on your current earnings and other disability coverage. A chart listing all available schedules of coverage and contribution rates is on the Gross Contributions Rates Table located on this web site.
Higher Benefits If You Qualify
A $3,000 monthly disability income benefit amount, or any lower scheduled amount, is available regardless of your current earnings or other disability coverage.
AICPA Members may request a scheduled monthly benefit amount higher than $3,000; however, the amount you request cannot be more than 65%* of your monthly earnings, less any monthly disability income benefit amounts for which you are covered or for which you have applied on the date of your request under the AICPA Long Term Disability Income Plan.
To determine the maximum monthly disability income benefit amount that you may request, just complete the Earnings Calculation on the Request for Coverage Form. Once you have determined your maximum monthly benefit amount, complete the balance of the Form.
*The 65% limit to your monthly earnings will apply to all disabilities incurred 1/1/2001 and later no matter when coverage was issued. For those with a monthly benefit over $3,000, when total disability is determined proof of pre-disability earnings will be required. If you are unable to provide such proof your monthly scheduled benefit will be the greater of $3,000 or a scheduled benefit amount for which satisfactory proof is provided.
Coverage under the AICPA Long Term Disability Income Plan is issued by The Prudential Insurance Company of America, 751 Broad Street, Newark, NJ 07102-3777, (973)-802-6000
| Insurer issued codes | |
| California COA #1179 | NAIC # 68241 |
| IFS - A122810 | Ed 10-2007 |
Underwritten by The Prudential Insurance Company of America.
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