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AICPA LTD INCOME PLAN FEATURES

  Total Disability Income Option Total + Partial Disability Income Plan
Monthly coverage amounts up to $12,000 for AICPA members; up to $3,000 for State Society-only members x x
Choice of a 13-week or 26-week Waiting Period x x
Annual Cost of Living Adjustment x x
"Your Occupation" definition of disability x x
Income Tax-free benefits* x x
Benefits up to 5 years for mental illness disabilities x x
Rehabilitation Program x x
Opportunity for Cash Refunds x x
Coverage that is yours regardless of where you work x x
Benefits if you lose 20% or more of your prior earnings due to a total or partial disability n/a x

*Under current Federal Income Tax laws, the monthly benefit is generally free from income tax (IRC Section 104) if the premiums are paid by you with after tax ​dollars. Income from many employer-provided plans is fully taxable.

 

To view benefit details, click on the + symbol to read the full description.

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