With the AICPA LTD Income Plan you may get more insurance protection with fewer worries at competitive group-negotiated rates that fit your budget. The waiting period you elect, along with your age, will determine your rate: a 13-week waiting period that lets benefits begin sooner while a 26‑week period carries substantially lower rates. In either case, benefits begin when your waiting period ends.  You can request up to 65% of your monthly earnings up to $12,000/month.  View the rates for your age below.

Monthly Gross Rates

Cash Refunds can lower the cost of your insurance
The AICPA LTD Income Plan offers yearly Cash Refunds, which helps make this insurance solution one of the most competitively priced in the industry. Although refunds can't be guaranteed, participants in the AICPA Insurance Trust Plans have received Cash Refunds from the Trust every year without fail since each Plan's inception. LTD Cash Refunds will vary year to year.  Click here to see the Cash Refunds from the prior year.


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