Underwriter

Catastrophe Major Medical

The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc.

The United States Life Insurance Company in the City of New York, has been awarded an A++ (Superior) rating from A.M. Best. This rating reflects United States Life's superior overall financial strength and operating performance when compared to A.M. Best's standards. The rating is current as of March 1, 2007. For the latest A.M. Best's Ratings and A.M. Best's Company Reports, please visit the A.M. Best Web site at www.ambest.com.

United States Life also is rated AA+ Very Strong (second highest) from Standard & Poor's.

The above ratings represent the current independent opinions of the respective rating agencies as to the insurance company's ability to pay, or likelihood of timely payment of, policyholder and contract holder obligations. The ratings do not represent a guaranty or warranty of an insurer's financial strength, security, or ability to meets its obligations. Ratings may be changed, suspended or withdrawn as a result of changes in circumstances.

This plan is underwritten by The United States Life Insurance Company in the City of New York, a member company of American International Group, Inc, NAIC#70106, domiciled in the state of New York with a principal place of business of 830 Third Avenue NY, NY 10022-6565, licensed in all states, plus DC, except PR. This brochure is a brief summary of benefits only and is subject to the terms, conditions, exclusions and limitations of Group Policy Nos. E-183,510 and E-199,144, Form No. G-19000. Coverage may vary or may not be available in all states.

The underwriting risks, financial obligations and support functions associated with the products issued by The United States Life Insurance Company in the City of New York are its responsibility. The United States Life Insurance Company in the City of New York is responsible for its own financial condition and contractual obligations.

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