Personal Liability Umbrella (PLUS) Plan
Underlying Liability Insurance Requirements
The following insurance types and amounts, as applicable, are required for your full personal liability protection with the PLUS Plan. *
The plan extends these liability limits of your underlying insurance for each occurrence, unless otherwise indicated....
| Type of Liability Coverage | Bodily Injury | and | Property Damage | or | Combined Single Limit** |
| Automobile and RV(owned, leased or rented) Per Person Per Occurrence (Uninsured Motorists/UIM limits are the same if UMC is purchased) |
$250,000 $500,000 |
- $100,000 |
- $300,000 |
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| Homeowners(for property owned or rented) | - | - | $300,000 | ||
| Watercraft(only required when exposure exists) | - | - | $300,000 | ||
| Snowmobile(only required when exposure exists) Per Person Per Occurrence |
$250,000 $500,000 |
- $100,000 |
- $300,000 |
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| Employers (if you employ household help on a regular basis - usually included with your homeowners liability) |
- | - | $100,000 | ||
| *If applicable underlying coverages are not maintained or collectible, you are in effect
providing self-insurance for the types and amounts shown. Your PLUS Plan coverage begins from these amounts and
is extended by the PLUS Plan amount you have selected.
**Per occurrence amount for policies which apply a single limit to bodily injury and property damage. |
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