Personal Liability Umbrella (PLUS) Plan
Underlying Liability Insurance Requirements
The following insurance types and amounts, as applicable, are required for your full personal liability protection with the PLUS Plan. *
The plan extends these liability limits of your underlying insurance for each occurrence, unless otherwise indicated....
| Type of Liability Coverage | Bodily Injury | and | Property Damage | or | Combined Single Limit** |
| Automobile and RV(owned, leased or rented) | |||||
| Per Person | $250,000 | - | - | ||
| Per Occurrence | $500,000 | $100,000 | $300,000 | ||
| Homeowners(for property owned or rented) | - | - | $300,000 | ||
| Watercraft(only required when exposure exists) | - | - | $300,000 | ||
| Snowmobile(only required when exposure exists) | |||||
| Per Person | $250,000 | - | - | ||
| Per Occurrence | $500,000 | $100,000 | $300,000 | ||
| Employers | - | - | $100,000 | ||
| (if you employ household help on a regular basis - usually included with your homeowners liability) | |||||
| *If applicable underlying coverages are not maintained or collectible, you are in effect
providing self-insurance for the types and amounts shown. Your PLUS Plan coverage begins from these amounts and
is extended by the PLUS Plan amount you have selected.
**Per occurrence amount for policies which apply a single limit to bodily injury and property damage. |
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