CPA Spouse Life Insurance
Exclusions and Notices
Exclusions
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Life insurance: payable for death from any cause, except suicide within two years after the effective date of inception of coverage or an increase of coverage.
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Accidental death and dismemberment insurance: loss must occur as a result of an accident while insured and within 90 days after the injury is sustained. Losses not covered are those resulting from war, act of war, suicide, attempt at suicide, bodily or mental infirmity or disease or treatment thereof, any bacterial or viral infection (unless the infection was the result of an accidental injury or bacterial infection which results from the accidental ingestion of contaminated substances), or travel in an aircraft except as a passenger without duties aboard.
Important Notices
For simplicity, features have been briefly described
here and on this web site and appear more fully in the certificates
provided to insured participants. Governing provisions and details are
contained in the Amended Agreement and Declaration of Trust and the CPA
Life Insurance or Group Variable Universal Life Plan established
according to its terms. The extent of the insurance for each individual
is governed at all times by the complete terms of the master group
insurance policy issued by Prudential.
IMPORTANT NOTICE -- THIS POLICY DOES NOT PROVIDE
COVERAGE FOR SICKNESS.
Prudential cannot give legal or tax advice. Please consult your tax
advisor.
The Prudential Insurance Company of America is the underwriting company
and is licensed in all states, the District of Columbia, Guam, Puerto
Rico, and the United States Virgin Islands.
Principal offices are 751 Broad Street, Newark, NJ 07102-3777,
973-802-6000. The Plan Agent is Aon Insurance Services, 159 E. County
Line Rd., Hatboro, PA 19040-1218, 800-223-7473.
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