AICPA Insurance Programs

• What is the Premium Credit?
• Who is eligible for the Premium Credit?
• Who is not eligible for the Premium Credit?
• When will my Premium Credit be applied?
• How will coverage changes (such as increases, decreases or rate changes) impact my 10% Premium Credit?
• Can I change my payment mode?
• How will this Premium Credit affect my February 2010 Refund?

Q. What is the Premium Credit?
A. As noted in your CPA Life and Spouse Life annual/semi-annual contribution notice for the plan year October 2009 - September 2010, your contribution due October 1, 2009 is being reduced by 10%. This Premium Credit is based on a decision made by the AICPA Life Insurance/Disability Plans Committee in an effort to help Trust subscribers pay their contribution during these difficult economic times.

The AICPA Life Insurance Trust will pay 10% in concurrence with your payment of 90% of your contribution due on October 1, 2009, as indicated on your renewal notice. This Premium Credit is a one-time-only transaction based on coverage effective October 1, 2009.

Q. Who is eligible for the Premium Credit?
A. The following participants are eligible for the Premium Credit:

Semi-Annual Participants Note: This one-time Premium Credit will only be reflected on contributions due on the October 1, 2009 contribution notice. The April 1, 2009 contribution will not reflect an additional 10% credit.

Q. Who is not eligible for the Premium Credit?
A. The following participants are not eligible for the Premium Credit:

Q. When will my Premium Credit be applied?
A. Your Premium Credit will be applied to your annual/semi-annual October 1, 2009 Contribution Notice. The "TOTAL AMOUNT DUE" indicated on your October 1, 2009 Contribution Notice incorporates the Premium Credit of 10%. Your Premium Credit will be applied upon full payment of your Total Amount Due.

Q. How will coverage changes (such as increases, decreases or rate changes) impact my Premium Credit?
A. The Premium Credit is calculated based on contributions due for coverage effective on October 1, 2009. Contributions due as a result of coverage changes effective after October 1, 2009 will not be affected.

Q. Can I change my payment mode?
A. All written requests to change your payment mode must be received by September 15, 2009 in order to be eligible for the 10% Premium Credit effective October 1, 2009. Please send or fax written (signed and dated) requests to:

Aon Insurance Services
AICPA Insurance Trust
159 E. County Line Road - Hatboro, PA 19040
Fax: 1-800-242-7248

Q. How will this Premium Credit affect my February 2010 Refund?
A. Refunds paid by the AICPA Insurance Trust are not guaranteed. The amount of refund, if payable will be determined at the end of the October 1, 2008-September 30, 2009 plan year to be paid in February 2010.