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With BOE Insurance, you can get coverage that fits your needs at affordable rates. The chart below can help you calculate your premium. Any subsequent changes to your r​ate will be based on your age on the first of every January. These rates are subject to change, but only on a class-wide basis.

Monthly Rates Per $1,000
of Monthly Benefits

18-29 $2.80
30-34 $3.70
35-39 $4.80
40-44 $6.30
45-49 $8.90
50-54 $11.40
55-59 $18.70
60-69 $29.80

Cash refunds can lower the cost of your insurance.
This Plan offers yearly cash refunds, which help make this insurance solution one of the most competitively priced in the industry. The money not used for claims, expenses and other charges is distributed back to the Plan’s participants as a Cash Refund. The refunds vary year to year, and while not guaranteed, Plan participants have received Cash Refunds from the AICPA Insurance Trust every year, without fail, for over three decades for each Disability Insurance Plan. Click here to see the Cash Refunds from the 2019 policy year.​​​​​​​​​  

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