You may be wondering who needs LTD insurance and how much coverage is enough. The calculators and tools below present an easy way to determine if you need LTD insurance and the right amount of coverage you may need in the event of a disability.

How much long term disability insurance do you need?​​​​​

How Much Life Insurance Do I Need?

It is easy to figure out how much long term disability insurance you need in just a few minutes with our Needs Calculator.

What are your chances of becoming disabled and unable to earn an income? 

PDQ Quiz

Use the Personal Disability Quotient (PDQ) quiz to calculate your odds of sustaining an injury or illness that could force you to miss work. The PDQ, developed by the Council for Disability Awareness, is an easy way to calculate your own personal odds and discover what may be at risk. Click here to access the PDQ quiz.

How much do you really know about disabilities?

Council for Disability Awareness Quiz

Take a few minutes to test your disability awareness by taking an awareness quiz located on the Council for Disability Awareness website. Click here to access the awareness quiz. 

Young CPA Resource Center

Young CPA Resource Center

If you are under age 40, check out our Young CPA Resource Center. This page provides information including FAQs and statistics tailored specifically for you.