3 simple steps to help lower your risk of a disability

Did you know that over a quarter of today's 20-year-olds will become disabled before reaching retirement age?* And it's not just those in physically demanding jobs who are at risk. Even professionals who spend their days behind a desk, like CPAs and financial professionals, can become disabled and unable to earn a paycheck.
Good news is there are key steps that can help you maintain your health and potentially decrease the risk of disability.

1. Put safety first


  • Always wear seat belts while driving, avoid distracted driving, and follow traffic rules.

  • Install safety measures at home like smoke detectors, non-slip mats, and adequate lighting to prevent falls and other accidents.

2. Live a healthy lifestyle


  • Have a diet rich in fruits, vegetables, lean proteins, and whole grains can help maintain good health and prevent diseases.

  • Regular physical activity can help maintain a healthy weight, reduce the risk of heart disease, and strengthen bones and muscles.

  • Avoiding harmful substances such as tobacco and excessive alcohol can significantly reduce the risk of diseases like cancer and liver disease.

  • Regular medical check-ups can help detect potential health issues early and prevent them from becoming severe.

3. Your mental health matters


  • Practice stress management techniques such as meditation, yoga, or other relaxation exercises.

  • Maintain strong social connections with family and friends.

  • Seek professional help if you're experiencing symptoms of mental health disorders. Early intervention can prevent these conditions from worsening. 

With rising medical costs and a lack of emergency savings, you could struggle financially if you had to miss work due to a disability. But by following the steps above, you can help significantly reduce your risk.
*Council for Disability Awareness, Disability Statistics, September 2021
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.

How Helpful Was This Article?


Related Content

Related Products