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Personal Liability Umbrella Personal Liability Umbrella Learn more Personal liability coverage for incidents that exceed the coverage limits of auto and home policies. Learn More About Insurance for Your Retirement Our Education and Resource Center contains articles and tools to assist you while making important purchasing decisions about your future, such as: A little can go a long way when it comes to long-term care coverage A little can go a long way when it comes to long-term care coverage When it comes to long-term care coverage, even a small amount can provide a great benefit. Umbrella Liability Insurance: Protection for Your Retirement By Mark Thomas, CLU, ChFC Umbrella Liability Insurance: Protection for Your Retirement See if you can guess what these AICPA Personal Liability Umbrella Insurance claims have in common: