Car accidents happen and can be scary. Be prepared by following these 5 steps after you’re in an accident.

Tips for CPAs to help save on car insurance

How can I lower my homeowner and auto insurance premiums as rates increase due to inflation?

Plan ahead and take special precautions to help keep everyone healthy and safe.

Liberty Mutual | March 2022

While it can seem arbitrary, there are actual reasons you can see your price go up and down.

Playing defense is a crucial part of safe driving. At its heart, defensive driving is made up of practices you should use every time you get behind the wheel. 

Five reasons a CPA should consider making disability insurance a part of their financial plan.

We reached out to our Risk Advisors at the AICPA Insurance Trust to find out what questions they are asked most about the application process, and we got the answers.

Consider for a moment the impact a long-term or permanent disability would have on you and your family.

Watch three new videos that can help you choose the AICPA-endorsed Life or Disability Plan that works best for your life.

To help yourself stay healthy and reduce your risk for a disability, here are three steps you can take.

A long-term disability can be life-altering, for yourself and for your family. It can impact your livelihood and your ability to continue to earn an income.

If you are no longer able to work, how will you support yourself?

Finding sugar on food labels can be tricky, but not impossible.

Consider for a moment the impact a long-term or permanent disability would have on you and your family.

Be sure to share your health concerns with your health care providers.

Not enough vitamin D in adults can lead to osteomalica (brittle bones), causing bone pain and muscle weakness.

Did you know 10% of fireworks fires occur around New Year’s Day? Here are seven holiday fire safety tips to keep you safe.

Hiring a contractor? It's important to do the proper research and be aware of the red flags you can use to identify potential scams. Click to learn more

A checklist of what to do before and after a hurricane to help minimize damage and injuries.

What isn’t typically covered by standard homeowners insurance?

Learn the risks of home sharing and how to protect yourself as a host with the right insurance coverage.

If you’re moving, here are answers to common questions about how to handle your home insurance during a move.

If you have a collection of antiques, artwork, or other valuables in your home, you may need to take special precautions to keep these treasured possessions safe.

Managing online accounts with strong passwords can help keep you safe from hackers. Here are some ways to keep your passwords safe.

Our devices are at risk from malware, which can lead to cybercrime. Here are some preventative measures to protect your devices.

We typically think of adults as the primary victims of identity theft. After all, they're the ones who have developed a credit history and have assets attached to their name that people want to take advantage of.

Aura is an all-in-one digital security solution that helps protect you and your family’s identity, finances, devices, and personal info.

Aura is an all-in-one digital security solution that helps protect you and your family’s identity, finances, devices, and personal info.

Unemployment fraud has surged during the Covid-19 pandemic targeting the employed and unemployed alike. Its affects are devastating. Here’s some information you should know.

This Risk Alert explains how unemployment insurance fraud has exploded with the onset of COVID-19. Learn about the risks and remediation steps to respond to these situations.   

As a CPA, you are more aware than most people of the importance of protecting yourself financially.

Here are some tips to keep yourself, your clients and your organization secure while working from home. 

Get answers to everything you always wanted to know about life insurance but were too afraid to ask.

To assist firms in making smart decisions when it comes to providing group life benefits to their employees, in this paper Aon is sharing AICPA Group Insurance Plan proprietary data.

Discover a term life plan with rates that stay the same for the period you choose, even as you age or your health changes.

Watch three new videos that can help you choose the AICPA-endorsed Life or Disability Plan that works best for your life.

Life insurance checklist: plan now so you can relax later.

The AICPA CPA and Spouse Life Insurance Plan changes explained.

What to look for when searching for a life or disability insurance plan

The Level Premium Term Plan offers new lower rates that stay the same for a set term, even as you age or your health changes.

Purchasing life insurance can be a daunting proposition - besides the obvious reminder of your own mortality, the cost involved, and features and options to choose from, can be overwhelming.

If you’ve thought about life insurance but brushed it off because of your age and other financial obligations (like student loans, saving for your first place, and paying off debt), you might want to reconsider.

After the chill days of summer comes back-to-school time, when parents have educational expenses on their minds. A good life insurance plan can help you plan for the unexpected.

The death of a spouse is a loss no one wants to face, but unfortunately, it is a tragedy that you may have to deal with.

Discover a term life plan with rates that stay the same for the period you choose, even as you age or your health changes.

A life insurance plan or policy is a contract with an insurance company.

We reached out to our Risk Advisors at the AICPA Insurance Trust to find out what questions they are asked most about the application process, and we got the answers.

When creating any type of financial account, whether it’s a savings account, retirement savings account, or life insurance, one of the more important details to consider is the naming of a beneficiary or beneficiaries.

While thinking about death is uncomfortable, there are many good reasons to start thinking about putting a plan in place for the unexpected.

From college to marriage, building a family and buying a home, there’s a lot that goes on between birth and death. One thing that can help keep us moving forward is having the right Life Insurance to help protect against all of life’s twists and turns. Find out why Life Insurance is so important, and what types of policies can help you depending on where you are in life. Coverage is issued by The Prudential Insurance Company of America (Prudential).

You could lower your CPA Life, Spouse Life, and GVUL Insurance rates even further by applying for a simple change in status.

Long-term care insurance isn’t for everybody, but having a plan should be. Find out what CPAs should do when planning for themselves and clients’ long-term care risks.

Many are at a point in their lives when they are still working to build their careers, and the time and cost of providing care can affect their ability to earn and save for their own goals and retirement.

Long-term care insurance isn’t for everybody, but having a plan should be. Find out what CPAs should do when planning for themselves and clients’ long-term care risks.

With the passing of a loved one, you may have also experienced first-hand the emotional and financial impact caused by a long-term care event. 

Women today often don’t have as much retirement savings as men, which means they’re more likely to outlive their savings.

The majority of claims under umbrella policies are auto-related. Since virtually all of us drive, the need for Personal Liability Umbrella Coverage is obvious.

Valuable answers and why you should consider Umbrella insurance, especially if you have significant assets, you're looking to protect from costly personal liability claims.

See if you can guess what these AICPA Personal Liability Umbrella Insurance claims have in common:

See if you can guess what these AICPA Personal Liability Umbrella Insurance claims have in common:

Women today often don’t have as much retirement savings as men, which means they’re more likely to outlive their savings.

Let's clear up anything you still might be wondering about getting a renters insurance policy.

If you're the parent of dependent college students living away from home, you may not be aware that your homeowners policy will cover their personal property and personal liability.

Take the proper steps to help make sure you have everything in place to tackle tax season.

It’s true, adding a teen driver to your auto policy will likely increase your premium.

Liberty Mutual | March 2022

While it can seem arbitrary, there are actual reasons you can see your price go up and down.

It’s true, adding a teen driver to your auto policy will likely increase your premium.

Here are some tips to keep yourself, your clients and your organization secure while working from home. 

A CPA's job would be so much easier if clients would just respond in a timely manner. In addition to creating unnecessary stress for CPAs, clients who fail to respond timely increase a CPA firm's professional liability risk. Let's walk through some of the ways CPAs have addressed unresponsive clients, the risks associated with those actions, and what may be a better path.

While there are many factors a CPA firm may evaluate when deciding to take on a new client, there are three that can make a significant difference to the firm's professional liability risk.

Risks can arise with existing clients, catching the CPA off guard. Client continuance is designed to identify and address risks associated with existing clients.

Integrity and ethical values are paramount for CPA firms and their clients. This article discusses how tone at the top can impact a firms’ risk.

Terminating a client, whether contentious or cooperative, should follow a well-thought out process. This article provides tips to guide practitioners in terminating client relationships. 

When it becomes necessary to terminate a client relationship, it is important to confirm this action in a letter to the client to avoid future ambiguity regarding the status of the relationship.

Seemingly benign actions, small decisions or quick conversations may have significant, and expensive, consequences. Consider these real-life claims and take note of lessons learned.

CPAs are often a client’s most trusted business advisor, and clients may look to the CPA to add value to the business in areas beyond accounting.

Consulting, while not a traditional service provided by CPAs, has become increasingly prominent. This article provides risk management tips to consider when providing consulting services.

Client accounting services is a growing area of practice for many CPA firm. Learn how firms can manage expectation gap risk with their CAS clients.

If your client actually needs a CFO, consult with both your lawyer and your insurance broker about potential legal and insurance coverage issues before deciding how to proceed.

Familiarity threats to independence can make an audit claim more difficult to defend. This article shares examples and tips to help mitigate this risk.

Defending a claim is more difficult if the firm’s independence or integrity and objectivity is questioned. The Conceptual Framework outlined in the Code of Professional Conduct can help.

Failure to appropriately apply the risk assessment standards can lead to undetected misstatements and be problematic for claim defense. Learn why in this article.

Often overlooked, the real benefit of audit planning is gained from the process itself. Learn how planning can help mitigate risk.

Have you ever been asked by an audit client for consent to include an audit report in a public or private securities offering?

The role quality, or lack thereof, plays in a professional liability claim cannot be over-emphasized.

Tips, insights, and answers to common questions to help guide those new to buying Group Life Insurance for their CPA firm’s employees.

A look at the tax incentives of traditional long-term care insurance

Are you new to buying Group Life insurance? In this short video, Heather will help guide you on what CPA firms need to know. 

We asked Aon colleagues what risk trends clients should think about heading into 2022. With predictions and guidance on how to prepare for what’s to come.

Professional liability insurance helps protect CPAs in the event of a negligence claim. Find out more about this important coverage with AICPA Member Insurance Programs.

Personal liability risks for CPAs are enhanced during tax season. Read more to find out how to help reduce the potential for lawsuits.

Part 1 of a 3-part webinar series focuses on cybersecurity awareness basics for accountants and CPA firms. Learn what cyber criminals are looking for and techniques used in cyber-attacks.

Part 2 of a 3-part webinar series explains why CPA firms of all sizes are such prime targets for cyber criminals.

Part 3 of a 3-part webinar series explains risk management and risk transfer safeguards a CPA firm can establish to help protect from a cyber breach

Today’s CPA firms face a multitude of cybersecurity risks. Learn the types of attacks and how to help prevent, reduce, and manage these unique risks.

CPA firms are facing an increasing regulatory risk around PII records. Learn about the implications and why insurers are increasingly concerned about it.

Federal Trade Commission (FTC) guidelines intended to help protect financial institution customer information may apply to CPAs. Understand what the rules require.

Cybersecurity is a necessity for CPA firms who accelerated their digital transformation during the pandemic and are now particularly vulnerable to an attack.

Cybercrimes have exploded in recent years. If the U.S. government or major U.S. companies can be infiltrated, so can a CPA firm.
 

Whether you are back in the office or still taking video calls from home in your coziest pair of sweatpants, data security is something that you can never be casual about.

Clients are increasingly requesting CPA firms impose confidentiality agreements as a precondition to engaging the firm to perform professional services.  This article is designed to help identify a roadmap on how to address these requests.

Cyber criminals are keen to exploit the pandemic and remote work environment by conducting social engineering schemes to gain access to systems, information, funds or other valuable assess.  

A decade ago, crime involved a robber walking into a bank with a weapon. Today, criminals do not necessarily use weapons—they use computers. Cybercriminals hack into your system, monitor your emails, then impersonate you to fraudulently convince an unsuspecting employee to wire transfer large sums of money to them.

As aggregators of financial data, CPA firms are entrusted with their clients’ personal and financial information. As such, they’re primary targets for cybercrimes.

With the potential for unfettered access to client money and other valuable assets/information, even the most well run organization can be susceptible to employee theft.

CPAs need to be familiar with both their professional obligations and the risk management activities necessary to mitigate the risk of a breach of confidential firm and client information, as well as fraud, theft, and other criminal acts of third parties.
 

Bugs in software create vulnerabilities and an access point for data to be exposed.  Businesses of all types and sizes are exposed to this type of risk.

Safeguarding your clients’ nonpublic information from cyber-criminals is a top priority for CPA firms.

While people may think it's safer to store data on a "cloud-based" system rather than on-site, in today's world, neither environment is safe from hacker attacks.

The concept of going paperless has been around for a long time, but CPA firms of all sizes are increasingly adopting a more virtual operating environment and taking advantages of the benefits allowed by Internet-, or “cloud-,” based computing service providers.

 Use these controls to secure your firm’s critical information

Today’s CPA firms are increasingly exposed to ESG issues. Understanding ESG risk factors impacting the industry is key to protect reputation and manage potential liability exposure.

The benefits of an effective DEI strategy have reinforced the need for organizations of all sizes to disclose and show progress towards their goals.

Five key areas to focus on to enhance an inclusive culture where colleagues are free to bring their authentic and diverse selves to the workplace.

Looking through the ‘social’ lens of ESG, learn about effective strategies to address key organizational concerns and stand out as an employer.

Decision makers behind compensation, employee benefits and retirement savings strategies have always had a significant, historic and sometimes underrated impact on how society functions. When some people have more opportunities for, or fewer barriers to, savings or caring for healthcare needs, a wealth and wellness gap is created and exacerbated.