You certainly can’t guarantee you’ll never be disabled, but maintaining a healthy lifestyle can help prevent some common disabilities.
Consider for a moment the impact a long-term or permanent disability would have on you and your family. Take a look at these eye-opening statistics:
- Over 50 million U.S. workers don’t have disability insurance.1
- 61 million adults in the United States live with a disability.2
- The average individual long-term disability claim lasts 31.2 months.3
How to prevent a disability
Musculoskeletal disorders, such as arthritis, back pain, and spine and joint disorders, are the No. 1 cause of long-term disabilities.4 It is important to try to take steps to prevent a disability from happening in the first place. Be proactive and:
- Protect against back injuries through proper stretching and lifting
- Use proper safety equipment for work or play
- Keep stress in check
- Get enough rest
You certainly can’t guarantee you’ll never be disabled, but maintaining a healthy lifestyle can help prevent some common disabilities. So be smart and protect your No. 1 asset… yourself. You can also help protect yourself and your family financially should you become disabled, by purchasing long-term disability insurance.
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1 CNBC.com, "Your most valuable workplace benefit may be the most overlooked," June 2, 2019.
2 Center for Disease Control and Prevention, “Disability Impacts All of Us”, September 16, 2020
3 Kiplinger, “Are You Underestimating Your Need for Disability Insurance?” September 9, 2020
4 Council for Disability Awareness, Disability Statistics, March 2018. https://disabilitycanhappen.org/disability-statistic/
Group Insurance coverages are issued by The Prudential Insurance Company of America, a Prudential Financial company, Newark, NJ.
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