Getting Married

Auto Insurance: Do you and your spouse both drive? If both people are bringing a car into the marriage, it can be beneficial to cover both cars under the same policy. Additional discounts may apply if both spouses have clean driving records!

Home Insurance: If you two are moving in together, it could be a good idea to revisit how much coverage you currently have on your home. You’ll want to make sure that the total cost of the house is insured, as well as any valuables, such as wedding dresses and rings, which may not be covered by standard homeowner’s policies. Additional discounts may apply if you bundle home and auto together.

Health Insurance: There are a lot of options to consider on this front. If you’re both young and healthy and have solid protection through your current employers, then there may be no reason to change anything. If one of you intends to be a stay-at-home parent or work a non-standard job, then it may be time to consider going under one plan.

Life Insurance: Right after your wedding day may not be the most comfortable time to talk to each other or with a trusted advisor about life insurance, but make sure that it doesn’t fall off your radar. When you’re ready, have you thought about how you might provide for each other or your future family should something unexpected happen?